1. no AI allowed (“NAIA”) administers an online network of Users who purchase business related digital products and services from each other, using Humans First Tokens (“HFT”) and cash.

2. References to Users includes the User both as a buyer and vendor.

3. In order for someone to become a User, they will either register for a basic, standard or premium membership and upon cancellation, the User’s account will be terminated promptly.

4. Memberships can be changed by Users at any time.

5. The secure wallet inside the vendors account will be credited within 24 hours after the completion of an accepted order and the buyers debited at the time of purchase for the total HFT portion of each transaction.

6. Acceptance as a User, the buyer will: (a) agree to pay a 5% regular cash fee on all orders as a basic member and as a standard member, a 2.5% regular cash fee on all orders (b) agree to pay a $2 additional cash fee on orders under HFT50.00 as a basic member and as a standard member, a $1 additional cash fee on orders under HFT50.00.

7. Acceptance as a User, the vendor will: (a) price their digital product/s and/or service/s at the same rate/s or less, than the same listings of theirs in those 100% cash based online marketplaces that we happen to complement (b) sell their digital product/s and/or perform their service/s to the buyer at a cost that’s not in excess of the ticketed or posted price for such digital product/s and/or service/s (c) not require a minimum amount of the digital product/s to be purchased or service/s to be performed (d) be able to receive the commission for orders either through PayPal, Payoneer, WISE or WorldRemit, within 24 hours after order completion, otherwise the commission will not be paid out (e) agree to pay a 20% regular cash fee as a basic member, a 15% regular cash fee as a standard member and a 10% regular cash fee as a premium member on all orders, while also reimbursing NAIA for all payment system transaction fees (f) agree to not be able to edit their digital product/s and/or service/s, as that is the responsibility of NAIA and NAIA has the final say, in terms of digital product and service pricing, along with all other related information.

8. Acceptance as a User, the affiliate will: (a) agree to earn HFT10.00 for every single person who visits the front page of our website through their affiliate URL (b) agree to earn HFT100.00 for anyone who registers for a membership (any type) within 3 months of first arriving through their affiliate URL.

9. All Users are responsible for collecting and declaring their own taxes.

10. NAIA provides online statements to the User detailing all transactions. NAIA will be entitled to treat everything shown on a statement as complete, correct and binding on the User, unless the User gives NAIA written notice of an error in or omission from the statement by no later than 30 days after the statement date recorded on that statement.

11. NAIA in its sole discretion may charge back to the secure wallet inside the buyers account for the total HFT portion of any transaction and in any of the following circumstances:

  • The buyer does not receive the digital product or service described;
  • The transaction evidenced is for any reason illegal, void or invalid;
  • The vendor has attempted to reduce, increase or disguise the amount of the transaction;
  • The vendor has failed to comply with these Terms as revised from time to time;
  • Any other circumstances which NAIA considers appropriate to charge back to the secure wallet inside the buyers account;
  • If a vendor does not dispute a charge back in writing to NAIA within seven (7) business days of the date the charge back was made, it will mean that the vendor has accepted that charge back.


12. NAIA will not be responsible to the buyer for the quality or fitness of any digital products or services acquired with the use of HFT and cash which will be the sole responsibility of the vendor. NAIA is not responsible for any conflicts between Users that results from any purchases, including without limitation, overpricing practices or a User’s refusal to carry out a transaction. NAIA acts only as an administrator of an online network of Users and is in no way responsible for agreements between and among Users. All claims by a vendor and all disputes concerning a transaction evidenced by an online statement or User’s normal inquiring practice, will be settled by the vendor and buyer directly.

13. Under no circumstances may HFT be converted or sold for United States or any other type of currency by the User. A User who violates this term will have their account terminated promptly.

14. These Terms will remain in full force and effect until the User’s account is terminated. All obligations of the parties in respect of any transaction entered into prior to termination will survive such termination. All HFT inside the secure wallets of Users accounts will be forfeited, at the time such notice of termination is sent through email transmission to the User.

15. These Terms will ensure to the benefit of and be binding upon the parties hereto, their heirs, successors and assigns.

16. The User will indemnify NAIA against and hold it harmless from all claims of whatsoever nature arising out of NAIA acting as administrator or in any way being part of the network of Users.

17. NAIA may amend these Terms periodically. NAIA will notify the User of any such amendment in writing. If the User completes any transaction after the effective date of any amendment, the User will be deemed to have accepted and agreed to such amendments.

18. NAIA may give notice to the User in respect to any matter required by these Terms by email transmission to the User’s last known email address appearing in NAIA’s records. Any such email transmission will be deemed to be received by the User on the date sent.

Refund Policy:

  • HFT and cash will be returned upon receipt of a User’s request through email (support@noaiallowed.com) transmission to NAIA in the following form; registered username or email, information on the transaction and reason for the return of HFT and cash.
  • NAIA will return the User’s HFT and cash, minus all payment system transaction fees, within 21 business days but no more than 30 calendar days after receiving the User’s request.
  • NAIA shall have the right to refuse the return of HFT and cash if the User violates the User Agreement.
  • NAIA shall have the right to refuse the return of HFT and cash if the HFT and cash was received as a result of a program error in NAIA’s system.
  • NAIA shall have the right to refuse the return of any cash paid by the User.
  • NAIA shall have the right to refuse the return of previous standard and premium subscription payments, if the User requests a refund.